Lesson 2: Budget & Cash Flow
Consistency over Intensity
Change your habits, change your life.
In this short video, I’ll walk you through the mindset shift and the simple steps to create a real, sustainable budget.
Introduction
Welcome to Step 2 — where you turn your vision into a working plan.
A good budget isn’t about deprivation. It’s a tool to give your money direction. In this lesson, you’ll learn how to:
Map your income and expenses in under 30 minutes.
Identify problem areas that are draining your cash.
Use your numbers to build momentum toward your goals.
Step 1: Download the Budget Template
Step 2: Action Plan
Fill out your Budget Template. Include all sources of income and every recurring expense.
Calculate your Cash Flow. Subtract total expenses from income.
Review leaks. What subscriptions, habits, or costs can you adjust right away?
Timothy’s Tip
“Treat your budget like a blueprint, not a prison. Give every dollar a job — and you stay in control, even when life throws a curveball.”
When you complete today’s lesson, reply to the email.
I’d love to hear about your goals or how much you saved.
Lesson 3 releases tomorrow.
Need help reviewing your numbers or setting a game plan?
Book a free strategy session with me. We’ll map it out together.